At Luxsure, we understand that
your home is not just a place
It’s a sanctuary filled with memories, cherished belongings, and the essence of your lifestyle. Our luxury home insurance solutions are designed to protect your unique assets with tailored coverage that reflects your individual needs. Whether you reside in a sprawling estate, a chic urban loft, or a serene waterfront retreat, we offer comprehensive policies that provide peace of mind and unparalleled service. Experience the confidence that comes with knowing your home and valuables are safeguarded by industry experts dedicated to serving you with the utmost care and professionalism.
We have longstanding relationships with relevant insurers and can provide you with a comprehensive and appropriate outcome.
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Australia’s Leading Luxury Home Insurance Provider
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Luxsure delivers bespoke, high-net-worth home insurance across Australia’s most exclusive
property markets. Explore coverage for your region:
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Sydney – Eastern Suburbs, North Shore, Northern Beaches
Melbourne – Toorak, Brighton, Kew, Kooyong, Canterbury
Tailored quotes to suit
your circumstances
At Luxsure, we believe that every home and homeowner is unique. That’s why we offer personalised quotes designed to reflect your specific circumstances and lifestyle. We take the time to understand your needs, ensuring that you receive coverage that perfectly aligns with your property and possessions. Whether you have private collections of art, wine or jewellery, our tailored approach gets you the protection you deserve.
For all other quotes please email us directly quotes@luxsureinsurance.com.au
Why us?
When it comes to protecting your high-value assets, the expertise of a luxury property insurance adviser are invaluable. Here are several compelling reasons to consider:
Specialised Knowledge
We understand the unique risks and coverage options associated with high-end homes. We navigate complex policies to ensure you receive the most appropriate protection.
Tailored Coverage
We can customise insurance plans to meet your specific needs, whether it’s for valuable art, bespoke furnishings, or extensive grounds. This ensures you have coverage that truly reflects your lifestyle.
Access to Exclusive Markets
We have access to specialised insurance markets that are not available to the general public. This can lead to better coverage options and competitive pricing.
Advocacy and Support
We understand the unique risks and coverage options associated with high-end homes. We navigate complex policies to ensure you receive the most appropriate protection.
Time and Stress Savings
Shopping for insurance can be overwhelming. We do the legwork for you, comparing policies and negotiating terms, allowing you to focus on what truly matters.
By choosing a luxury property insurance adviser, you’re investing in peace of mind, knowing that your
valuable assets are protected by an expert dedicated to serving your best interests and not those of the
insurer.
We can assist with the following assets -
When it comes to protecting your high-value assets, the expertise of a luxury property insurance adviser are invaluable. Here are several compelling reasons to consider:
Prestige homes
Comprehensive cover for homes with a replacement value of more than $2million.
Art and Wine collections
Your art and wine collections reflect your passion, taste, and investment. Whether it consists of classic masterpieces, contemporary works, or a 2015 Château Margaux, proper insurance is essential to protect your treasures.
Holiday homes
Owning a holiday home offers a delightful escape, but it also requires careful consideration of insurance to protect your investment.
Investment properties
Owning investment properties can be a lucrative venture, but it also comes with unique risks. Proper insurance is crucial to safeguard your investments and ensure peace of mind.
Jewellery collections
Whether it's an heirloom piece, an engagement ring, or a collection of exquisite gems, insuring your luxury jewellery is essential to safeguarding your investment.
Yachts, Prestige, exotic and speciality cars
Owning these can be exhilarating and bring joy but also responsibility. Ensuring your investment is properly protected with specialized insurance is essential.
Luxury Home Insurance Australia
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Luxsure provides Australia’s leading specialist luxury home insurance across the nation’s most prestigious property markets — from Sydney’s coastal and harbour suburbs, to Melbourne’s elite postcodes, Brisbane’s high-value riverside neighbourhoods, and Adelaide and Perth’s finest residential enclaves. Our tailored high-net-worth protection is designed for architect-designed homes, waterfront estates, heritage residences and premium luxury properties in every major Australian city.
Sydney Luxury Home Insurance
In Sydney, Luxsure protects high-value homes across the Eastern Suburbs — including Point Piper, Woollahra, Rose Bay, Double Bay, Bronte, Tamarama, Bondi and North Bondi, Watsons Bay, Centennial Park, Bellevue Hill, Vaucluse and Dover Heights. We also service Sydney’s Southern Suburbs such as Caringbah South, Burraneer, Cronulla, Port Hacking and Lilli Pilli; the St George Region including Blakehurst, Connells Point, Sans Souci and Kyle Bay; and the prestige North Shore and Northern Beaches, covering Mosman, Hunters Hill, Longueville, St Ives, Wahroonga, Avalon, Clontarf, Palm Beach and Balgowlah.
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Melbourne Luxury Home Insurance
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Luxsure delivers premium luxury home insurance throughout Melbourne’s most exclusive suburbs, including Toorak, East Melbourne, Brighton, Kew, Canterbury, Balwyn, Hawthorn and Kooyong. Our policies are tailored for architectural residences, expansive estates and premium luxury homes across the city’s highest-value neighbourhoods.
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Adelaide Luxury Home Insurance
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In Adelaide, Luxsure protects luxury homes in the city’s most distinguished residential areas, including Unley Park, Malvern, Erindale and Medindie. Our high-value insurance solutions are designed for heritage residences, blue-chip family homes and premium architectural properties across South Australia’s most sought-after suburbs.
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Perth Luxury Home Insurance
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In Perth, Luxsure provides specialist luxury home insurance across Western Australia’s premier prestige suburbs, including Peppermint Grove, Cottesloe, Dalkeith, City Beach and Swanbourne. We offer tailored protection for coastal estates, riverfront residences, architectural homes and ultra-high-value properties throughout Perth’s most exclusive postcodes.
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Brisbane Luxury Home Insurance
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In Brisbane, Luxsure provides dedicated high-net-worth home insurance across elite riverside and lifestyle suburbs such as Teneriffe, Chandler, Ascot, Hamilton and New Farm. We specialise in protecting contemporary luxury builds, prestige family homes, waterfront addresses and architecturally distinct properties.
Check out our other related pages:
- Luxury Home Insurance for Architect-Designed Homes
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- Luxury Waterfront Home Insurance – Australia
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- Luxury Mansion & Estate Home Insurance – Australia
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- High-Value Contents, Art & Jewellery Insurance – Australia
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- Luxury Holiday Home & Second Residence Insurance – Australia
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- Luxury Investment Property Insurance
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Explore our full Blog for suburb-by-suburb guides, insurer insights and 2025 luxury home insurance trends across Sydney, Melbourne, Brisbane and Perth.​​​​​​​​